[Event "Midtown XXI"]
[Site "Charlotte"]
[Date "1999.08.07"]
[Round "3"]
[White "Hayes, Thomas"]
[Black "Lowder, Phil"]
[Result "0-1"]
[ECO "A00"]
[TimeControl "30:60 SD15"]

1. g3 e5 2. e4 Nf6 3. Bg2 Nc6 4. a3 Bc5 5. d3 d6 6. h3 
Be6 7. Nf3 h6 8. Nc3 Qe7 9. Na4 d5 10. Nxc5 Qxc5 11. exd5 Bxd5 
12. c4 Be6 13. b4 Qe7 14. b5 e4 15. bxc6 exf3 16. cxb7 Bd5+ 17. Be3 Bxb7
18. Bxf3 Bxf3 19. Qxf3 O-O 20. O-O Nd7 21. Qb7 Nb6 22. Qc6 Rfd8 23. a4 Rab8 
24. a5 Nc8 25. Rfb1 Rd6 26. Qc5 Rxb1+ 27. Rxb1 27. Qd7 28. d4 Rc6 29. Qb5 Nd6 
30. Qb8+ Kh7 31. c5 Nc4 32. Qxa7 Nxe3 33. fxe3 Qxh3 34. Qb7 Qxg3+ 35. Kf1 Rf6+
36. Ke2 Rf2+ 37. Kd3 Qg6+ 38. Qe4 Rd2+ 39. Kxd2 Qxe4 40. Ra1 h5 41. a6 Qa8
42. Kd3 h4 43. e4 c6 44. a7 g5 45. d5 cxd5 46. exd5 Qxd5+ 47. Ke3 Qe5+ 0-1

[Event "Midtown XXI"]
[Site "Charlotte"]
[Date "1999.08.07"]
[Round "2"]
[White "Lowder, Phil"]
[Black "Keller, Laurin"]
[Result "1-0"]
[WhiteUSCF "1635"]
[BlackUSCF "1279"]
[Opening "Caro-Kann"]
[ECO "B15"]
[TimeControl "30:60 SD15"]

1. e4 c6 2. d4 d5 3. Nc3 dxe4 4. Bc4 Nf6 5. f3
exf3 6. Nxf3 Nbd7 7. O-O e6 8. Bg5 Be7
9. Qe2 Nd5 10. Ne4 Bxg5 11. Nfxg5 N7f6
12. Bxd5 cxd5 13. Nxf6+ gxf6 14. Qh5 Qe7
15. Nxh7 Kd8 16. Qh6 f5 17. Qg7 Qe8 18. Ng5
Rf8 19. Rae1 f6 20. Rxf5 Rg8 21. Qxf6+ Qe7
22. Nxe6+ Bxe6 23. Rxd5+ Ke8 24. Rxe6 1-0

[Event "GSSM"]
[Site "Coker College"]
[Date "1999.16.01"]
[Round "4"]
[White "Daniel, Justin"]
[Black "Lowder, Phil"]
[Result "0-1"]
[WhiteUSCF "1845"]
[BlackUSCF "1600"]
[Opening "Reti"]
[ECO "A04"]
[TimeControl "Game30"]

1. Nf3 g6 2. d4 Bg7 3. e4 c5 4. c3 b6 5. Be3
Qc7 6. Nbd2 Nf6 7. Bd3 Nc6 8. dxc5 bxc5
9. Bxc5 Bb7 10. O-O Ne5 11. Nxe5 Qxc5
12. Nef3 d6 13. Re1 O-O 14. Qe2 Nd7
15. Nb3 Qh5 16. Nfd4 Qg5 17. Rf1 e5
18. Nf3 Qh5 19. Rad1 Nf6 20. Rfe1 Rfd8
21. Nbd2 d5 22. exd5 Nxd5 23. Be4 Nf4
24. Qc4 Qg4 25. g3 Rac8 26. Qa4 Nh3+
27. Kf1 Bh6 28. Qc2 Bxe4 29. Rxe4 Qf5
30. Kg2 Bxd2 31. g4 Nf4+ 32. Kf1 Qxg4
33. Nxd2 Qg2+ 34. Ke1 Nd3+ 0-1

[Event "Billy Watt Memorial"]
[Site "Mitchell Community College, Senior Center"]
[Date "1995.04.22"]
[Round "02"]
[White "Lowder, Phil"]
[Black "Michael, Dave"]
[Result "1-0"]
[WhiteUSCF "1728"]
[BlackUSCF "1792"]
[ECO "C00"]

1. e4 e6 2. g3 d5 3. Bg2 dxe4 4. Nc3 Nf6 5. Nxe4 Nbd7 6. d3
Nxe4 7. Bxe4 Nf6 8. Bg5 h6 9. Bxf6 Qxf6 10. c3 Bd7 11. Qf3 Qe5
12. d4 Qb5 13. Qe2 O-O-O 14. Bd3 Qb6 15. Be4 Bd6 16. Qc2
Bc6 17. f3 Rhe8 18. Ne2 Bd5 19. Kf2 Qc6 20. Rhe1 h5 21. Bxd5
Qxd5 22. Qe4 Qg5 23. f4 Qg4 24. Rh1 h4 25. Rag1 h3 26. Rd1
e5 27. dxe5 Rxe5 28. Qf3 Bc5+ 29. Nd4 Qxf3+ 30. Kxf3 Red5
31. Rd2 Bxd4 32. Rhd1 c5 33. cxd4 cxd4 34. Kg4 Kc7 35. Kxh3
Kc6 36. Kg2 Kc5 37. Rc1+ Kb4 38. Rd3 R8d7 39. Rb3+ Ka5
40. Rd3 R5d6 41. Kf3 f5 42. Rc5+ Kb4 43. Rxf5 Kc4 44. Ke2
Re6+ 45. Kd2 Rde7 46. b3+ Kb4 47. Rxd4+ Ka3 48. Re5 Kxa2
49. Kc2 Rc6+ 50. Rc4 Rxe5 51. fxe5 Ra6 52. Ra4+ Rxa4 53. bxa4
1-0

[Event "NC Class Championships 1994"]
[Site "Ramada Inn, I-77 Charlotte"]
[Date "1994.10.30"]
[Round "04"]
[White "O'Bryant, David"]
[Black "Lowder, Phil"]
[Result "0-1"]
[WhiteUSCF "1892"]
[BlackUSCF "1831"]
[ECO "A20"]

1.c4 e5 2.g3 Nf6 3.Bg2 Nc6 4.Nc3 Bb4 5.Nd5 O-O 6.e3 Be7 
7.Ne2 d6 8.d4 Bd7 9.O-O Re8 10.b3 Qc8 11.Bb2 Bh3 12.Nxc7 
Bxg2 13.Nxe8 Bf3 14.Nxf6+ Bxf6 15.Re1 e4 16.Qd2 g5 17.h4 Qh3 0-1

[Event "Cobb County Championship"]
[Site "Kennesaw, Ga."]
[Date "1991.08.10"]
[Round "02"]
[White "Smith, John"]
[Black "Lowder, Phil"]
[Result "0-1"]
[WhiteUSCF "2124"]
[BlackUSCF "1831"]
[ECO "A16"]
[TimeControl "Game 60"]

1. c4 Nf6 2. Nc3 e5 3. Nf3 d6 4. d4 Bd7 5. dxe5 dxe5 6. Nxe5
Bc5 7. e4 Qe7 8. Nxd7 Nbxd7 9. Be2 Ne5 10. O-O c6 11. a3 Rd8
12. Qc2 Nfg4 13. Bxg4 Nxg4 14. Qe2 Qh4 15. h3 h5 16. e5 Qg3
17. Qxg4 hxg4 18. Ne4 Bxf2+ 19. Nxf2 gxh3 20. Nxh3 Rd4 21. Bf4
Rxf4 22. Rxf4 Rxh3 23. Rf3 Qh2+ 24. Kf2 Rxf3+ 25. Kxf3 Qxe5
26. Rd1 Qh5+ 27. g4 Qh2 28. b3 Qh3+ 29. Kf4 Qxb3 30. Re1+
Kf8 31. Kg5 Qxa3 32. Re5 Qe7+ 0-1

[Event "Phi Kappa Blanca ??"]
[Site "NCSU Student Center, Raleigh NC"]
[Date "1993.09.11"]
[Round "02"]
[White "Lowder, Phil"]
[Black "Hauser, Daniel M."]
[Result "1/2-1/2"]
[WhiteUSCF "1798"]
[BlackUSCF "1925"]
[ECO "B31"]

1. e4 c5 2. Nf3 Nc6 3. Bb5 g6 4. Nc3 Bg7 5. O-O a6 6. Bxc6 dxc6
7. h3 Nf6 8. d3 O-O 9. Be3 Qa5 10. Nd2 Nd7 11. Nb3 Qb6
12. Na4 Qb4 13. Naxc5 Bxb2 14. Nxd7 Bxd7 15. Rb1 Qa3 16. c4
Bf6 17. Qc2 Qd6 18. f4 Qc7 19. d4 Rad8 20. Nc5 b5 21. Nxd7
Rxd7 22. e5 Bg7 23. Rfc1 Rc8 24. Qe4 Qd8 25. Rc2 e6 26. Rbc1
Rdc7 27. Bd2 Rd7 28. Be3 Rdc7 29. g3 Bf8 30. Qd3 c5 31. d5
bxc4 32. Qxc4 exd5 33. Qxa6 d4 34. Bd2 Qd5 35. Bb4 c4 36. Bxf8
d3 37. Qf6 Kxf8 38. Qd6+ Qxd6 39. exd6 Rd7 40. Rxc4 Rxc4
41. Rxc4 Rxd6 42. Rc1 Ra6 43. Rd1 Ra3 44. Rd2 1/2-1/2

[Event "Phi Kappa Blanca ??"]
[Site "NCSU Student Center, Raleigh NC"]
[Date "1993.09.11"]
[Round "03"]
[White "Vicary, Elizabeth Z."]
[Black "Lowder, Phil"]
[Result "0-1"]
[WhiteUSCF "1859"]
[BlackUSCF "1798"]
[ECO "A06"]

1. Nf3 d5 2. b4 Bg4 3. Bb2 Nd7 4. e3 e5 5. a3 Bd6 6. Be2 Ngf6
7. O-O c6 8. d3 Qc7 9. h3 h5 10. hxg4 hxg4 11. Ng5 e4 12. Bxg4
Bh2+ 0-1

[Event "SC Championships"]
[Site "Tremont Inn, Columbia, SC"]
[Date "1993.10.16"]
[Round "02"]
[White "Lowder, Phil"]
[Black "Lindsay, Opie"]
[Result "1-0"]
[WhiteUSCF "1798"]
[BlackUSCF "1636"]
[ECO "C00"]

1. e4 e6 2. g3 d5 3. Nc3 d4 4. Nce2 e5 5. Bg2 Nf6 6. d3 Bg4
7. Nf3 Bd6 8. Bd2 Nbd7 9. O-O O-O 10. Nh4 c5 11. h3 Be6 12. f4
exf4 13. Nxf4 Ne5 14. Nf3 Qd7 15. Nxe6 fxe6 16. Bf4 Nxf3+
17. Qxf3 e5 18. Bd2 Rf7 19. Qf5 Qe7 20. Rf2 Raf8 21. Raf1 Nd7
22. Qg4 Nf6 23. Qh4 Qe6 24. g4 Be7 25. Qg3 Bd6 26. Bf3 Qxa2
27. g5 Ne8 28. g6 hxg6 29. Qxg6 Nf6 30. Rg2 Nh7 31. Bh6 Rd8
32. Bxg7 Rdd7 33. Bf6+ Kf8 34. Qg8# 1-0

[Event "NC Open"]
[Site "Charlotte, NC"]
[Date "1988.09.05"]
[Round "06"]
[White "Lowder, Phil"]
[Black "Bridges, Terry"]
[Result "1-0"]
[WhiteUSCF "1753"]
[BlackUSCF "1667"]
[ECO "C00"]

1. e4 e6 2. g3 d5 3. Bg2 dxe4 4. Nc3 Nf6
5. Nxe4 Nxe4 6. Bxe4 Nd7 7. d4 Nf6 8. Bg5 h6
9. Bxf6 Qxf6 10. c3 c6 11. Ne2 Bd6 12. O-O
O-O 13. Qc2 Qe7 14. f4 c5 15. Rad1 Rb8
16. Rf2 Rd8 17. Rdf1 cxd4 18. cxd4 Bd7
19. Nc3 b6 20. f5 exf5 21. Bxf5 Rf8 22. Nd5
Qd8 23. Bxd7 Qxd7 24. Rf6 Bxg3 25. Rxh6
Bxh2+ 26. Kxh2 f5 27. Qg2 Rbd8 28. Qg6
Qxd5 29. Qh7+ Kf7 30. Rxf5+ Qxf5 31. Qxf5+
Kg8 32. Qe6+ Rf7 33. Rh8+ Kxh8 34. Qxf7
Rxd4 35. Qxa7 Rd2+ 36. Kg3 Rxb2 37. Kg4 b5
38. Kg5 b4 39. Qb7 Rxa2 40. Kg6 1-0

[Event "SC Closed"]
[Site "Tremont Inn, Columbia, SC"]
[Date "1987.10.16"]
[Round "05"]
[White "Lowder, Phil"]
[Black "Frady, Greg"]
[Result "1-0"]
[WhiteUSCF "17??"]
[BlackUSCF "1891"]
[ECO "B54"]

1. e4 c5 2. Nf3 d6 3. d4 cxd4 4. Nxd4 Nf6
5. Bc4 d5 6. exd5 Nxd5 7. Bb5+ Bd7 8. Qh5
Bxb5 9. Nxb5 Nc6 10. O-O Nf6 11. Qe2 a6
12. Rd1 Qc8 13. Nd6+ 1-0

[Event "Wilmington I"]
[Site "Wilmington, NC"]
[Date "1987.08.08"]
[Round "04"]
[White "Lowder, Phil"]
[Black "Hellstein, Ulf"]
[Result "1-0"]
[WhiteUSCF "1776"]
[BlackUSCF "1824"]
[ECO "C44"]

1. e4 e5 2. Nf3 Nc6 3. d4 exd4 4. Bc4 Bc5
5. O-O Nge7 6. c3 d3 7. b4 Bb6 8. a4 a5 9. b5
Nb8 10. Qb3 O-O 11. Ng5 d5 12. exd5 Qd6
13. Ba3 Qe5 14. Nf3 Qf6 15. Nbd2 Bf5
16. Rfe1 Re8 17. Bxe7 Rxe7 18. Rxe7 Qxe7
19. Re1 Qf8 20. d6 Bg6 21. Ng5 Nd7 22. Re7
Nc5 23. Qa2 h6 24. Bxf7+ Kh8 25. Bxg6 hxg5
26. Qd5 Qf6 27. Be8 cxd6 28. Rf7 Qe5
29. Rf8+ Kh7 30. Qg8+ Kh6 31. Qh8# 1-0

[Event "??"]
[Site "Myrtle Beach, SC"]
[Date "1986.04.26"]
[Round "02"]
[White "Lowder, Phil"]
[Black "Weber, Walt"]
[Result "1-0"]
[WhiteUSCF "??"]
[BlackUSCF "1550"]
[ECO "B32"]

1. e4 c5 2. Nf3 Nc6 3. d4 cxd4 4. Nxd4 e5 5. Nb5 Nf6 6. N1c3
Bb4 7. Nd6+ Kf8 8. Bc4 Bxd6 9. Qxd6+ Qe7 10. Qd3 Nd4
11. Bg5 Qb4 12. O-O-O b5 13. Bb3 Bb7 14. Bxf6 gxf6 15. Bd5
Bxd5 16. Nxd5 Qd6 17. f4 Rg8 18. g3 Kg7 19. fxe5 fxe5 20. Rhf1
Qh6+ 21. Kb1 Qxh2 22. Rd2 Qh3 23. c3 Ne6 24. Qf3 f5 25. exf5
Ng5 26. f6+ Kf7 27. Qd3 Ne4 28. Qxe4 Qxf1+ 29. Kc2 Qh3
30. Qxe5 Rae8 31. Ne7 Rxg3 32. Rf2 Re3 33. Qd5+ Re6 34. Qg5
Re3 35. Qg7+ Ke6 36. Rd2 d6 37. f7 Rxe7 38. f8=N+ Kf5
39. Rf2+ Ke4 40. Qxe7+ Kd5 41. Rd2+ Kc5 42. Qxd6+ Kc4
43. b3# 1-0